All information at this web site is protected by copyright. Users of the Work shall only be entitled to copy the Work for their own personal use and may not republish or reproduce any substantial part of the Work in any manner whatsoever, including electronically reproducing this Work by "uploading", "downloading" or accessing the Work on the Internet or in any other local or international computer system, without the prior written permission of Midnight Express & Cartage Ltd An acknowledgment of the source must be included whenever the Company's material is copied or published. If you require any further information on the permitted use or license to reproduce or publish any material address your inquiry to Midnight Express & Cartage Ltd, 35 Precision Road Etobicoke, Ontario, Canada M9W-5H3. Any infringement of the Company's rights will result in an appropriate legal action. The Company disclaims any and all liability for any consequences which may result from the unauthorized reproduction or use of this Work whatsoever. Use of this web site indicates that you understand and abide by its copyrights, disclaimers, trade marks and that you do so at your own risk thereby releasing Midnight Express & Cartage Ltd from any lawsuits or legal actions. 

TRADE MARKS
The symbols(r) and (tm); designate registered trade marks of Midnight Express & Cartage Ltd and unregistered trade marks used in Canada, the United States or any other country respectively. All logos, symbols, images, graphics and pictures are registered trade marks of Midnight Express & Cartage Ltd which may also be used under license by its subsidiaries, affiliates and Sunny Oasis Internet Corporation. The display of any trade marks in this web site does not imply that a license of any kind has been granted. Any unauthorized downloading, retransmission or other copying or modification of trade marks may be a violation of applicable laws and could subject the copier to legal action. 

Hyper Links Are Not Endorsements

Links to web sites outside this web site are provided only for your convenience. No endorsement of any third party products or services is expressed or implied by any information, material or content referred to or included on or linked from or to this web site. Last Modified 05/01/12 © Midnight Express & Cartage Ltd.

DISCLAIMER
Information on this web site (the "Work"), is provided for information purposes only. The facts and data provided are believed to be reliable when posted. Midnight Express & Cartage Ltd cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this web site is not intended to provide legal, accounting, tax or business advice and should not be relied upon in that regard. The information on this web site is subject to change without notice. Complete confidentiality and security is not yet possible over the internet and privacy cannot be assured in communications to us. Midnight Express & Cartage Ltd its subsidiaries, affiliates and Sunny Oasis Internet Corporation are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused arising out of the use of this web site and communication of information to us. 

The Midnight Express Privacy Code 
Protecting the confidentiality of your personal information has always been an important part of the way we do business. To ensure that we protect your privacy, Midnight Express & Cartage Ltd has adopted a Privacy Code. This Code sets out how and why we collect and use personal information about our customers. It also explains limited circumstances under which we may need or be required to disclose it. 
"Personal information" means information that identifies you as a specific individual. It does not include the sort of general information that could be found in a business directory or a telephone book. 
Effective January 1, 2004, the Government of Canada will implement the last phase of the Personal Information Protection and Electronic Act (PIPEDA). This federal statute will then apply to insurance companies and many other industry sectors. 
This legislation establishes rules and principles for the use and disclosure of personal information based on the ten privacy principles developed by the Canadian Standards Association. These principles recognize that we live in an era when commercial information is exchanged and circulated by electronic means. It balances the individual's right to privacy in their personal information with the reasonable need of organizations to collect, use or disclose personal information. 
Under the new legislation, an organization may collect, use or disclose personal information only for limited purposes that a reasonable person would consider to be appropriate in the circumstances. 
The Personal Information Protection and Electronic Act requires us to provide the same safeguards for your privacy that we have always provided on a voluntary basis. Our Privacy Code sets out these principles in simple terms. It explains how we ensure that your privacy and the confidentiality of your personal information are protected. 

Our Privacy Code 
Midnight Express & Cartage Ltd Privacy Code is based on the following ten principles adopted by the Personal Information Protection and Electronic Act (PIPEDA). 
Principle #1: Our Accountability for the Collection, Use or Disclosure of Personal Information 
As a customer of Midnight Express & Cartage Ltd, you have a right to expect that your insurer is accountable for the personal information it collects and uses. "Customer" means a current and former insured, an applicant for insurance, a claimant under one of our policies as well as an individual insured as part of a group or corporate policy. 
We are responsible for maintaining and protecting your personal information while it is under our control. This includes any personal information that may need to be disclosed to third parties for processing or other administrative functions. 
To help ensure the confidentiality of your personal information, we have established policies and procedures to ensure that we comply with the Personal Information Protection and Electronic Act. We have designated a privacy officer who is responsible for our company's compliance with the ten privacy principles by the Canadian Standards Association. 
If you have any questions or inquiries about how your personal information is stored, or when it may need to be disclosed to others, our privacy officer is there to assist and explain our policies to you.